Protecting Your Legacy, Securing Your Future

Theo Legacy Life, a service brand of Scott-Theoagency, serves individuals and families in Tennessee and Arkansas with practical life and health insurance guidance focused on protection, clarity, and legacy planning.

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About Theo Legacy Life

Email: christopher.scott@theolegacylife.com

Call or Text: (901)930-1277

Serving: Arkansas, Tennessee, Mississippi, Alabama, Florida, Texas, and, Arizona

Consultations: By phone, virtual meeting, or appointment

Theo Legacy Life—Scott-Theoagency—serves the Memphis–West Memphis area as an independent insurance practice dedicated to helping families protect income, homes, and futures. Our founder, Christopher T. Scott, brings a unique coach’s perspective born from overcoming personal and financial setbacks, understanding firsthand the value real protection brings.

We translate complex life and health insurance options into plans that are clear, accessible, and personalized. Working with families across the country, we treat every client’s coverage as a piece of their family story, focusing on long-term prosperity and generational impact—not just transactions.

Our Insurance Solutions

Specializing in term life, final expense, mortgage protection, and indexed universal life, we tailor coverage to your needs and budget—making insurance simple and effective.

Term Life Insurance

Affordable, straightforward coverage supporting your loved ones when they need it most. Protects income and secures futures with budget-friendly, flexible terms.

Final Expense Insurance

Ensure your loved ones are not burdened by end-of-life expenses. Final expense plans are simple, accessible, and offer peace of mind for families of all sizes.

Mortgage Protection Insurance

Safeguard your home and family’s stability. Mortgage protection pays off your mortgage if the unexpected happens, helping secure the roof over your head.

Indexed Universal Life

Flexible policies pairing life insurance with cash growth potential. Indexed universal life strategies help build wealth and leave lasting legacies for next generations.

Our Mission: Every Policy, a Legacy

Our mission at Theo Legacy Life is to empower individuals and families to protect what matters most—income, homes, and legacies—through honest, practical insurance guidance. We believe in meeting clients where they are, using a coach’s mindset to make sure every coverage solution matches real-life budgets and dreams for the next generation.

Let’s Start Your Legacy

Theo Legacy Life | Scott-Theoagency